Finance Your Solar with New Zealand's Leading Banks

Solar Has Never Been More Affordable

Most homeowners assume solar requires a large upfront investment. The reality is there are now multiple finance options available that can significantly reduce the initial cost, allowing you to start saving on power bills sooner. Whether you're upgrading your family home, investing in your business, or installing an off-grid system, there may be a finance solution that's right for you.

Solar energy is one of the smartest long-term investments for your home or business. A professionally designed solar system can help reduce energy costs while providing greater control over your electricity usage.

Lending criteria, terms and conditions apply. Finance options and eligibility vary between lenders. Please visit the lender's website for the latest terms and conditions.

Westpac logo
Westpac Greater Choices Home Loan

• 0% interest for up to 5 years
• Borrow up to $50,000
• Available for eligible solar systems, batteries and EV chargers
• Available for new or current Westpac Choices home loan customers
• No establishment fee

Kiwibank Logo
Kiwibank Sustainable Energy Loan

• Borrow from $5,000
• Receive up to $2,000 towards your system over 4 years
• Available for eligible solar power systems
• Available with new or existing Kiwibank home loans
• System must be installed by a SEANZ member installer

BNZ Logo
BNZ Green Home Loan Top-Up

• 1% interest fixed for 3 years
• Borrow up to $80,000
• Available for eligible solar power systems and batteries
• Available to existing BNZ home loan customers
• No application or top-up fee

ANZ Logo Blue and White
ANZ Good Energy Home Loan

• 1% interest fixed for 3 years
• Borrow up to $80,000
• Available for eligible solar power systems and batteries
• Available to existing ANZ home loan customers
• Available for owner-occupied properties

ASB Bank Logo YELLOW NZ
ASB Better Homes Top Up

• 1% interest fixed for 3 years
• Borrow up to $80,000
• Available for eligible solar panels, batteries and inverters
• Available to existing ASB home loan customers
• Minimum 20% equity for owner-occupied properties

Ready to See What's Possible?

Your First Step is a Free Solar Quote

We'll assess your property, recommend the right solar system and provide a detailed, no-obligation quote. You'll then have the information you need to explore eligible finance options with your preferred lender.

Why Get a Quote First?

  • The right solar system for your property
  • Your estimated installation cost
  • Your expected energy savings
  • Whether battery storage is right for you
  • Documentation required by many lenders

Trusted. Certified. Industry Accredited.

Maximum Electrical is proud to be a SEANZ Member and Master Electricians accredited company, meeting the highest industry standards for quality, safety and professionalism. Our team can also provide the documentation required by many lenders to support eligible solar finance applications.

Recognised renewable energy specialists committed to industry best practice.

Independently recognised for outstanding health and safety performance.

Professional workmanship backed by New Zealand's leading electrical association.

Frequently Asked Questions

Do I need to get a solar quote before applying for finance?

Many lenders require details of the proposed solar installation as part of the application process. Maximum Electrical can assess your property and provide a detailed solar quote to support your application where required.

Does Maximum Electrical provide the finance?

No. Finance is provided directly by your chosen lender. Maximum Electrical designs and installs your solar system and can provide the quote and relevant documentation you may need when applying.

Can I finance solar battery storage as well?

Some sustainable home loan products include eligible battery storage alongside solar panels. Check with your preferred lender for their current eligibility criteria.

Which solar finance option is right for me?

This depends on who you bank with, your existing home loan and your individual circumstances. We recommend discussing finance with your lender. Maximum Electrical can help you determine the right solar system and provide a tailored quote so you know how much finance you may need.

Does my solar installer need to be SEANZ accredited for bank finance?

Some New Zealand banks may require solar installations to be completed by an approved or suitably accredited installer to qualify for their sustainable home loan options. Maximum Electrical is a SEANZ Member, giving you confidence that your solar system is installed in line with recognised industry standards. Eligibility and requirements vary between lenders, so always check with your bank before applying.

Solar Panel Installation on residential house

See how much you can save with Solar

Discover how much you could save with solar. Request a free, no-obligation assessment and personalised quote from our experienced solar installation team.